Unmatched security, powerful new features, and a customer-led roadmap
Our v3 platform is the most advanced Bacs-approved solution yet – packed with cutting-edge security, powerful features and rock-solid reliability.
Discover the latest functionality releases and the exciting customer-requested features coming in our roadmap, using the links opposite.
Your Account Manager is ready to help you check out the latest features to boost Bacs security and streamline your processes
With paygate v3, you now have powerful workflows and the full-suite Validate Plus solutions at your fingertips.
Our enhanced and improved automation tools take the fear out of workflows.
Remove time-draining manual effort from routine tasks and boost security with more complex processes. We’ve made workflows easier than ever to set up and manage, allowing you to streamline your Bacs submission and shore up processing security.
Automation can be as simple as automatically retrieving Bacs reports after submission, right through to a full hands-free Bacs process.
Our powerful full-suite validation solution is now available directly from the v3 interface.
Validate Plus goes way beyond the basic UK bank account and IBAN modulus checks to provide extensive data verification via API
Don’t wait until a customer’s first payment collection to discover there’s a problem; run a modulus check at the start of the process
Bulk upload existing customer records to easily check validation history or refresh older data
Run an easy charge-free check to identify incorrectly formatted email addresses
Built-in Validate Plus keeps you Bacs compliant, prevents fraudulent payments and makes robust customer verification checking easy.
Our technical behind-the-scenes work means v3 offers better compatibility, speed and stability.
Sign up to our status page for live system availability alerts
Powerful new features designed to support your security protocols:
ISO27001 compliant v3 supports GDRP requirements with individual data deletion and bulk historic data management
SSO (single sign on) to any paygate solution including Validate Plus and your secondary BC system
Providing the most secure way to transfer payment files to the paygate cloud
Automatically imports and validates your payment files in the background. No more manual file browsing—just instant validation results.
Ensure accurate payments and reduce fraud risk by adding account sort code & account numbers to ‘prevent & allow’ lists. A blacklist prevents payments to specific accounts and whitelist only allows payments to listed accounts.
Quick to build and easy to maintain, black and white lists protect the integrity of payroll, supplier and other debit and credit payments.
The v3 Bureau introduces powerful new features to deliver greater flexibility, efficiency and ease of use.
Brand new for v3 Bureau, this feature allows customers to build submissions manually and offers an efficient new way of working
Build submissions over time with new ‘save and continue’ capability for time-saving efficiency
v3 now supports additional file formats beyond the single Standard 18 file, new ‘drag & drop’ function and better default file name options
You can now raise a Support ticket without leaving the v3 platform; quickly check our volume of help resources to find answers to FAQs or create a support ticket at the point you need help. Just one of the ways we’re making paygate the easiest tool on the market.
Over the past few months, our CTO Julian Guppy has introduced transformational change to how we plan and execute product enhancements and new functionality. Using agile development means we can deliver exciting new features faster and more often – giving you the valuable tools you need, when you need them.
The rich reporting capabilities of v3 now include real-time usage logging.
Explore powerful features and seamless benefits designed to help your business grow faster and smarter.
Book a call with your Account Manager to explore the latest security and efficiency tools
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| paygate on prem | paygate v2 | paygate v3 | |
|---|---|---|---|
Security policy manager * Includes: password complexity manager, inactive timeout, time restrictions, IP address restrictions | ✓ | ✓ | ✓ |
AWS ISO27001 hosted * Primary fail over and back up UK data centres | ✓ | ✓ | |
SFTP file uploads/downloads *Secure way to move files across the internet, customers can use their own certificates | ✓ | ✓ | ✓ |
| Gemalto security tokens MFA | ✓ | ✓ | ✓ |
| Email MFA | ✓ | ||
| SMS MFA | ✓ | ✓ | ✓ |
APP MFA * Works with common auth apps such as Google Authenticator, Authy. Works on Android or iOS. | ✓ | ||
| PG Platform ISO27001 | ✓ | ||
Fraud tool *Currently support Blacklists and Whitelists. In a blacklist you add various sortcodes / account numbers and the system will prevent any payment to those accounts. In a whitelist you add sortcodes and account numbers and the system will ONLY allow payments to accounts on the whitelist. We include various tools to help build and maintain the lists. | ✓ | ||
GDPR subject access request * Search tools to help perform a GDRP lookup. Then can optionally ‘sanitise’ personal data from the system. | ✓ | ✓ | ✓ |
GDPR Data cleansing *Remove historical data by bulk or individual. | ✓ | ||
Browser compatbility * We maintain support for Chrome, Edge and Firefox. | ✓ | ||
Built for performance * Version 3 runs on super modern, high-end infrastructure | ✓ | ||
Single Platform * Customers have a single user account that they can use across all services (Enterprise, Online, Validate, etc). | ✓ | ||
Agent rebuilt key management system * Very secure way to get files to and from the Paygate cloud. Supports ways to automate files being sent into the paygate cloud and retrieving reports from the cloud. Key management was rebuilt for V3 to further increase security. | ✓ | ||
HTTPS uploads/downloads * paygate v3 supports both SFTP and HTTPS. | ✓ | ||
In browser File and Folder handling * Allows customers to securely organise their files and folders that are stored on paygate | ✓ |
| PG on prem | PG Ev2 | PGv3 | |
|---|---|---|---|
| Logging tickets by email | ✓ | ✓ | ✓ |
| Logging tickets by portal | ✓ | ||
| Logging tickets by phone | ✓ | ✓ | ✓ |
| Dedicated account management | ✓ | ✓ | ✓ |
| Uptime improvements | ✓ | ||
| Ongoing development | ✓ | ||
| Bug fixing | ✓ | ||
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Auto File Import *Automatically imports a payment file and validates it. Users no longer need to manually browse for and import a file, paygate will do this in the background and present the validation results to the user. |
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| PG on prem | PG Ev2 | PGv3 | |
|---|---|---|---|
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Designer in browser * In V2 Workflows use an older style desktop app. In V3 workflows are built and managed in the Paygate Browser app. It’s much easier to deploy and manage. |
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| Designer 3rd party app | ✓ | ✓ | |
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Improved logging * A feature mainly for PS/CS to help them diagnose problems with workflows. Problems can be diagnosed and fixed faster. |
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New scheduler triggers * A new trigger type that allows the user to set up a workflow like you set up a meeting in Outlook. For some, this is more flexible and easier to understand than using CRON. |
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Triggers for multiple workflows * You can use a single trigger to start multiple workflows. It’s a simple feature that will make things easier to manage if you have a lot of workflows. |
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Workflow validation * Troubleshoots new workflows, validation |
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Workflow chaining * Allows a workflow to call another workflow. Using this you can simplify large complicated workflows in smaller separate ones. Easier to manage and diagnose issues. |
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New nodes * Various new nodes that help to build new types of workflows or help manage existing workflows. |
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Full documentation V3 will be fully documented with help guides and tutorials.
and tutorials * |
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Multiple filename variables * Supporting multiple filename variables should make designing complex workflows a bit easier. |
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Future developments * Pure Excel Importer – XLSX; BACS Calendar Widget; Workflow Timeline; Workflow / Mobile App notification / management; S3 Connector |
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Download and distribute A Reports * When you have workflow and HSM you can automate the entire BACS report download process. They can automatically be converted to other formats for integration into finance apps. They can be emailed to customers as html, pdf or zips. They can be made available for collection via SFTP. Or, if you use Agent, they can be security delivered to the customer’s private network. |
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| Partial submission | ✓ | ✓ | ✓ |
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Lightsout submission * No signing |
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| Standard nodes for initiation | ✓ | ✓ | ✓ |
| PG on prem | PG Ev2 | PGv3 | |
|---|---|---|---|
| Batched bureau submissions | ✓ | ✓ | ✓ |
| Manual & Automated submission builder | ✓ | ✓ | ✓ |
| Customer import | ✓ | ✓ | ✓ |
| Bacs reporting tools | ✓ | ✓ | ✓ |
| Recall Bureau Customers by ID | ✓ | ||
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Submission Re-entry * Complete your submissions over any amount of time
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Familiar workflow throughout *It will be familiar to V2 customer but they will notice improvements. |
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| Revamped manual submission mode *This is completely new in V3 Bureau.
Those customers wanting a more manual way of building their submission (Rather than using Jobs) will find a new, efficient way of working.
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Drag and drop files from anywhere *Like in other areas of V3. User can just drag and drop file in Bureau for processing. They can also use the Restricted File Browser and Server file browser – that add more security – if they wish. |
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Support for multiple file formats per submission * No longer limited to single Standard 18 submission for example
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Better default filename support *Makes working with files easier. |
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Usage Reporting over data range *Small but useful improvement to reporting. User can set a date range on the usage report. |
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| PG on prem | PG Ev2 | PGv3 | |
|---|---|---|---|
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Validate *Validate is integrated in V3 and so customers that have both products can access them from the same client with the same account. |
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API Access *Validate API and the Payment API.
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| 4x Faster | ✓ | ||
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Save Submissions *Save an ‘in-progress’ submission and return to it later. Build up a submission during the day |
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| Improved payment and submission searching | ✓ | ||
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Customisable dashboard *Many useful, module specific, dashboard widgets, e.g. Payments, collections, workflow, etc. |
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| PG on prem | PG Ev2 | PGv3 | |
|---|---|---|---|
| Enhanced reporting including real-time usage | ✓ |
