When Phil and Jen Whitlock purchased Le Sport Health & Fitness in Rhos on Sea, North Wales in July 1996, they turned to paygate just days later and they haven’t looked back since. 

Now marking 30 years as paygate customers and 355 consecutive monthly Direct Debit submissions, their story is a testament to what a trusted, reliable payments partnership really looks like. With their children now working alongside them, and a 95-year-old member still training on site, this is a business, and a relationship, built to last. 

At a glance

30 years

As a paygate customer

355

Consecutive monthly Direct

Debit submissions 

1500+

Loyal members 

95 years old

Age of their longest-standing member 

A new business, a quick decision

On 9 July 1996, Phil and Jen Whitlock became the proud owners of Le Sport Health & Fitness, a squash court facility in Rhos on Sea, North Wales. 

 Within days, driven by equal parts excitement and the very real pressure of needing to get cash flowing into the business, they made another important decision: to partner with paygate for their Direct Debit collections. They signed on 14 July 1996, just six days after taking the keys. 

Phil and Jen were new to running a business, and the priority was clear: get the payments infrastructure right from the start. paygate’s software was installed in August 1996, and after Phil received his training in September, the business made its very first Direct Debit collection on 30 September 1996.  That date marks the beginning of an unbroken monthly rhythm that has continued ever since. 

355 submissions and counting

Since that first collection in September 1996, Phil and Jen’s business has submitted a Direct Debit collection every single month without exception. As of today, that stands at 355 consecutive submissions and they are on track to reach their 360th by September 2026. 

What makes this particularly remarkable is how it has been done. Phil has personally overseen every submission for 30 years, using the very same notes and processes from the original on-site setup in 1996. Even the desktop shortcut Mike created for them is still in use today. 

There’s a personal footnote to that first submission: Jen and Phil’s son Adam was born the very same week. Adam now works in the business alongside his sister Emily, carrying the family’s commitment forward into the next generation. 

From squash courts to strength & conditioning

The business Phil and Jen took on in 1996 looked very different to what it is today. What began as Le Sport Health & Fitness — a squash court facility in Rhos on Sea — has been steadily and thoughtfully transformed over three decades into an exceptional strength and conditioning gym. 

Today, the site is home to a physio studio, group exercise classes, and personal training services, all underpinned by a loyal membership base of over 1,500 members. The community spans generations, from members in their late teens to a 95-year-old who has been training there for the full 30 years and was still on the gym floor on the day of our visit. 

Adam and Emily, Phil and Jen’s children — now in their late twenties and thirties — have both joined the business, carrying the family’s commitment to the membership community into the next generation. 

A partnership built on reliability

Over 30 years, Phil and Jen have had every reason to evaluate their suppliers and make changes where needed. When it came to paygate, the answer 

was always the same: they stayed. 

When a pricing issue arose in 2019, one call to their Account Manager resolved it. The combination of consistent reliability and a genuinely responsive customer service team meant switching was never a serious consideration. 

They spoke particularly warmly of Toni, a trusted and long-standing point of contact, as well as the broader Customer Support team’s approach: easy to reach, genuinely helpful, and never making them feel like anything was too much trouble. 

Looking ahead

When our COO and product manager visited Phil and Jen recently — making the journey to Rhos on Sea, North Wales to mark the occasion — they were genuinely moved by the gesture, saying they “couldn’t believe we’d made such an effort.” 

The visit was a chance not only to celebrate 30 years together, but to look at what comes next. The business has continued to evolve and so have the requirements around payment processing. Phil and Jen are ready to make the move to AUDDIS, the Automated Direct Debit Instruction Service, and paygate will be on hand to guide them through that process alongside their bank. 

After 30 years and 355 submissions, the next chapter is very much in progress. 

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paygate v3 features & benefits

Single sign-on *Coming in 2024 for V3

✓

 paygate on prempaygate v2paygate v3
Security policy manager * Includes: password complexity manager, inactive timeout, time restrictions, IP address restrictions
✓✓✓
AWS ISO27001 hosted * Primary fail over and back up UK data centres
 ✓✓
SFTP file uploads/downloads *Secure way to move files across the internet, customers can use their own certificates
✓✓✓
Gemalto security tokens MFA✓✓✓
Email MFA  ✓
SMS MFA✓✓✓
APP MFA *
Works with common auth apps such as Google Authenticator, Authy.
Works on Android or iOS.
  ✓
PG Platform ISO27001  ✓
Fraud tool *Currently support Blacklists and Whitelists.
In a blacklist you add various sortcodes / account numbers and the system will prevent any payment to those accounts.
In a whitelist you add sortcodes and account numbers and the system will ONLY allow payments to accounts on the whitelist.
We include various tools to help build and maintain the lists.
  ✓
GDPR subject access request *
Search tools to help perform a GDRP lookup.
Then can optionally ‘sanitise’ personal data from the system.
✓✓✓
GDPR Data cleansing *Remove historical data by bulk or individual.
  ✓
Browser compatbility *
We maintain support for Chrome, Edge and Firefox.
  ✓
Built for performance *
Version 3 runs on super modern, high-end infrastructure
  ✓
Single Platform *
Customers have a single user account that they can use across all services (Enterprise, Online, Validate, etc).
  ✓
Agent rebuilt key management system *
Very secure way to get files to and from the Paygate cloud.
Supports ways to automate files being sent into the paygate cloud and retrieving reports from the cloud.
Key management was rebuilt for V3 to further increase security.
  ✓
HTTPS uploads/downloads *

paygate v3 supports both SFTP and HTTPS.
  ✓
In browser File and Folder handling *
Allows customers to securely organise their files and folders that are stored on paygate
  ✓
PG on prem PG Ev2 PGv3
Logging tickets by email ✓ ✓ ✓
Logging tickets by portal ✓
Logging tickets by phone ✓ ✓ ✓
Dedicated account management ✓ ✓ ✓
Uptime improvements ✓
Ongoing development ✓
Bug fixing ✓
Auto File Import *Automatically imports a payment file and validates it. Users no longer need to manually browse for and import a file, paygate will do this in the background and present the validation results to the user.
✓
PG on prem PG Ev2 PGv3
Designer in browser * In V2 Workflows use an older style desktop app. In V3 workflows are built and managed in the Paygate Browser app. It’s much easier to deploy and manage.
✓
Designer 3rd party app ✓ ✓
Improved logging * A feature mainly for PS/CS to help them diagnose problems with workflows. Problems can be diagnosed and fixed faster.
✓
New scheduler triggers * A new trigger type that allows the user to set up a workflow like you set up a meeting in Outlook. For some, this is more flexible and easier to understand than using CRON.
✓
Triggers for multiple workflows * You can use a single trigger to start multiple workflows. It’s a simple feature that will make things easier to manage if you have a lot of workflows.
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Workflow validation * Troubleshoots new workflows, validation
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Workflow chaining * Allows a workflow to call another workflow. Using this you can simplify large complicated workflows in smaller separate ones. Easier to manage and diagnose issues.
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New nodes * Various new nodes that help to build new types of workflows or help manage existing workflows.
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Full documentation V3 will be fully documented with help guides and tutorials.
and tutorials *
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Multiple filename variables * Supporting multiple filename variables should make designing complex workflows a bit easier.
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Future developments * Pure Excel Importer – XLSX; BACS Calendar Widget; Workflow Timeline; Workflow / Mobile App notification / management; S3 Connector
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Download and distribute A Reports * When you have workflow and HSM you can automate the entire BACS report download process. They can automatically be converted to other formats for integration into finance apps. They can be emailed to customers as html, pdf or zips. They can be made available for collection via SFTP. Or, if you use Agent, they can be security delivered to the customer’s private network.
✓ ✓ ✓
Partial submission ✓ ✓ ✓
Lightsout submission * No signing
✓ ✓ ✓
Standard nodes for initiation ✓ ✓ ✓
PG on prem PG Ev2 PGv3
Batched bureau submissions ✓ ✓ ✓
Manual & Automated submission builder ✓ ✓ ✓
Customer import ✓ ✓ ✓
Bacs reporting tools ✓ ✓ ✓
Recall Bureau Customers by ID ✓
Submission Re-entry * Complete your submissions over any amount of time
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Familiar workflow throughout *It will be familiar to V2 customer but they will notice improvements.
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Revamped manual submission mode *This is completely new in V3 Bureau. Those customers wanting a more manual way of building their submission (Rather than using Jobs) will find a new, efficient way of working.
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Drag and drop files from anywhere *Like in other areas of V3. User can just drag and drop file in Bureau for processing. They can also use the Restricted File Browser and Server file browser – that add more security – if they wish.
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Support for multiple file formats per submission * No longer limited to single Standard 18 submission for example
✓
Better default filename support *Makes working with files easier.
✓
Usage Reporting over data range *Small but useful improvement to reporting. User can set a date range on the usage report.
✓
PG on prem PG Ev2 PGv3
Validate *Validate is integrated in V3 and so customers that have both products can access them from the same client with the same account.
✓
API Access *Validate API and the Payment API.
✓
4x Faster ✓
Save Submissions *Save an ‘in-progress’ submission and return to it later. Build up a submission during the day
✓
Improved payment and submission searching ✓
Customisable dashboard *Many useful, module specific, dashboard widgets, e.g. Payments, collections, workflow, etc.
✓
PG on prem PG Ev2 PGv3
Enhanced reporting including real-time usage ✓

Thank you for your interest in paygate v3.

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