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Join the UK's second largest Bacs approved software provider

Effortlessly manage all your payments from the paygate modular platform

  • Total flexibility: choose your automation features and upgrade any time
  • Greater cost efficiency: save by only paying for the features you need
  • Easy scaling: our platform scales with you to support your business' growth

Complete our Let’s Talk form to enquire about our Bacs solution, see a demo or speak to us about your payment challenge.

Let's Talk

If you’d like to discuss your business requirements and how paygate can help, get in touch.

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About paygate

paygate is a feature-rich, complete payment platform that lets you manage all your Bacs debits, credits and Faster Payments from one ultra-secure solution.

User-friendly and highly flexible, paygate is fully customisable to your needs; whether you’re a big or small business, or operating as a bureau, our solutions improve payment efficiency by streamlining, cutting costs and eliminating risk. 

Ready to see how Bacs software can transform your payment process? Get in touch with us today.

LET'S TALK

Trusted by over 450 public and private organisations

Our extensive experience and industry connections empower us to offer unparalleled guidance and support to a diverse range of clients, from payroll service providers and banks to SMEs, global corporations, and high street brands. 

Dixons
Bucks Council
Specsavers
nihe-logo
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NHS Blood
Selfridges retail
Swizzles
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university-of-bath-logo.png
which
Wilmott
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WCC logo
chelmsford city council logo
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Modern Bacs processing

Secure

Our new platform is built with the latest methods of encryption and tokenisation, so your data is always secure.

Cloud / on prem

We provide both cloud and on premise solutions to accomodate your business and security needs.

Fast

We use the latest, most efficient and modern architecture, coupled with AWS to bring you the fastest solution possible.

Integrations​

Our platform offers simple integrations with other business systems and easy file mapping for developers.

Reliable

We routinely achieve 99.99% system availability for a robust solution and reliable processing.

Great service

Our customer services team received an average 4.6 star rating out of 5. Over 86% of our customers give 5 stars.

Secure

Our new platform is built with the latest methods of encryption and tokenisation, so your data is always secure.

Cloud / on prem

We provide both cloud and on premise solutions to accomodate your business and security needs.

Fast

We use the latest, most efficient and modern architecture, coupled with AWS to bring you the fastest solution possible.

Integrations

Our platform offers simple integrations with other business systems and easy file mapping for developers.

Reliable

We routinely achieve 99.99% system availability for a robust solution and reliable processing.

Great service

Our customer services team received an average 4.6 star rating out of 5. Over 86% of our customers give 5 stars.

Check and correct customer data with Validate Plus

LEARN MORE

Validate Plus is your complete ID verification toolkit – ensuring Bacs compliance, blocking faulty data, and verifying your customer’s details.

  • Modulus checks
  • Email verification
  • Phone number validation
  • Postcode validation
  • Confirmation of Payee (COP)
LEARN MORE

Our customers say:

“paygate does exactly what it says on the tin.  It’s unbelievably stable and that is so critically important”.

John Smith

Systems Development Accountant,

“paygate is checking all the boxes in terms of product, customer service and account management”.

Andrew Bray

Banking Services Specialist

“paygate makes life very easy for our internal teams and enables us to deliver great customer service”.

Andrew Evans

Senior Infrastructure Officer

Our team of Bacs experts are here to help

Contact us to book a demo, take a closer look at our platform and get all the answers you need.

LET'S TALK

Flexible pricing plans​

We make billing simple with flexible pricing plans and volume discounts. 

Provide your details in our Let’s Talk form to contact us for a quote, advice or a demo, and we’ll contact you to get started on your payment processing journey

Let's Talk

If you’d like to discuss your business requirements and how paygate can help, get in touch.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.
First name*
Last name*
Let us know how we can help

© 2026 paygate

Registration Number: 03206476
Registered Address: Gladstone House, Hithercroft Road, Wallingford, Oxon, OX10 9BT

Corporate Enquiries: +44 (0) 1462 482333

paygate v3 features & benefits

Single sign-on *Coming in 2024 for V3

✓

 paygate on prempaygate v2paygate v3
Security policy manager * Includes: password complexity manager, inactive timeout, time restrictions, IP address restrictions
✓✓✓
AWS ISO27001 hosted * Primary fail over and back up UK data centres
 ✓✓
SFTP file uploads/downloads *Secure way to move files across the internet, customers can use their own certificates
✓✓✓
Gemalto security tokens MFA✓✓✓
Email MFA  ✓
SMS MFA✓✓✓
APP MFA *
Works with common auth apps such as Google Authenticator, Authy.
Works on Android or iOS.
  ✓
PG Platform ISO27001  ✓
Fraud tool *Currently support Blacklists and Whitelists.
In a blacklist you add various sortcodes / account numbers and the system will prevent any payment to those accounts.
In a whitelist you add sortcodes and account numbers and the system will ONLY allow payments to accounts on the whitelist.
We include various tools to help build and maintain the lists.
  ✓
GDPR subject access request *
Search tools to help perform a GDRP lookup.
Then can optionally ‘sanitise’ personal data from the system.
✓✓✓
GDPR Data cleansing *Remove historical data by bulk or individual.
  ✓
Browser compatbility *
We maintain support for Chrome, Edge and Firefox.
  ✓
Built for performance *
Version 3 runs on super modern, high-end infrastructure
  ✓
Single Platform *
Customers have a single user account that they can use across all services (Enterprise, Online, Validate, etc).
  ✓
Agent rebuilt key management system *
Very secure way to get files to and from the Paygate cloud.
Supports ways to automate files being sent into the paygate cloud and retrieving reports from the cloud.
Key management was rebuilt for V3 to further increase security.
  ✓
HTTPS uploads/downloads *

paygate v3 supports both SFTP and HTTPS.
  ✓
In browser File and Folder handling *
Allows customers to securely organise their files and folders that are stored on paygate
  ✓
PG on prem PG Ev2 PGv3
Logging tickets by email ✓ ✓ ✓
Logging tickets by portal ✓
Logging tickets by phone ✓ ✓ ✓
Dedicated account management ✓ ✓ ✓
Uptime improvements ✓
Ongoing development ✓
Bug fixing ✓
Auto File Import *Automatically imports a payment file and validates it. Users no longer need to manually browse for and import a file, paygate will do this in the background and present the validation results to the user.
✓
PG on prem PG Ev2 PGv3
Designer in browser * In V2 Workflows use an older style desktop app. In V3 workflows are built and managed in the Paygate Browser app. It’s much easier to deploy and manage.
 ✓
Designer 3rd party app ✓ ✓
Improved logging * A feature mainly for PS/CS to help them diagnose problems with workflows. Problems can be diagnosed and fixed faster.
 ✓
New scheduler triggers * A new trigger type that allows the user to set up a workflow like you set up a meeting in Outlook. For some, this is more flexible and easier to understand than using CRON.
 ✓
Triggers for multiple workflows * You can use a single trigger to start multiple workflows. It’s a simple feature that will make things easier to manage if you have a lot of workflows.
 ✓
Workflow validation * Troubleshoots new workflows, validation
 ✓
Workflow chaining * Allows a workflow to call another workflow. Using this you can simplify large complicated workflows in smaller separate ones. Easier to manage and diagnose issues.
 ✓
New nodes * Various new nodes that help to build new types of workflows or help manage existing workflows.
 ✓
Full documentation V3 will be fully documented with help guides and tutorials.
and tutorials *		 ✓
Multiple filename variables * Supporting multiple filename variables should make designing complex workflows a bit easier.
✓
Future developments * Pure Excel Importer – XLSX; BACS Calendar Widget; Workflow Timeline; Workflow / Mobile App notification / management; S3 Connector
✓
Download and distribute A Reports * When you have workflow and HSM you can automate the entire BACS report download process. They can automatically be converted to other formats for integration into finance apps. They can be emailed to customers as html, pdf or zips. They can be made available for collection via SFTP. Or, if you use Agent, they can be security delivered to the customer’s private network.
 ✓ ✓ ✓
Partial submission ✓ ✓ ✓
Lightsout submission * No signing
 ✓ ✓ ✓
Standard nodes for initiation ✓ ✓ ✓
PG on prem PG Ev2 PGv3
Batched bureau submissions ✓ ✓ ✓
Manual & Automated submission builder ✓ ✓ ✓
Customer import ✓ ✓ ✓
Bacs reporting tools ✓ ✓ ✓
Recall Bureau Customers by ID ✓
Submission Re-entry * Complete your submissions over any amount of time
✓
Familiar workflow throughout *It will be familiar to V2 customer but they will notice improvements.
 ✓
Revamped manual submission mode *This is completely new in V3 Bureau. Those customers wanting a more manual way of building their submission (Rather than using Jobs) will find a new, efficient way of working.
✓
Drag and drop files from anywhere *Like in other areas of V3. User can just drag and drop file in Bureau for processing. They can also use the Restricted File Browser and Server file browser – that add more security – if they wish.
✓
Support for multiple file formats per submission * No longer limited to single Standard 18 submission for example
✓
Better default filename support *Makes working with files easier.
 ✓
Usage Reporting over data range *Small but useful improvement to reporting. User can set a date range on the usage report.
 ✓
PG on prem PG Ev2 PGv3
Validate *Validate is integrated in V3 and so customers that have both products can access them from the same client with the same account.
 ✓
API Access *Validate API and the Payment API.
✓
4x Faster ✓
Save Submissions *Save an ‘in-progress’ submission and return to it later. Build up a submission during the day
✓
Improved payment and submission searching ✓
Customisable dashboard *Many useful, module specific, dashboard widgets, e.g. Payments, collections, workflow, etc.
✓
PG on prem PG Ev2 PGv3
Enhanced reporting including real-time usage ✓

Thank you for your interest in paygate v3.

Please complete the form below and your Account Manager will be in touch to arrange a call.